Ever had a car accident?
I've been pretty lucky, been bumped into a couple of times but nothing too serious. Once I got run off the road by an asshole on the Dan Ryan expressway split during rush hour. It was just after a big snowstorm, and this dick swerved into the express lane late, cutting off a pickup truck which then swerved into me, trapping me between him and the barrier. Door scraped up, mirror torn off, and me pissed as hell because I'd already been late to work before this happened.
The truck driver felt terrible and offered to pay for the mirror. The guy whose fault it was never even stopped.